Business & Finance · SOC 13-2071
AI can model repayment plans and explain regulations, but motivating behavioral change and navigating financial crises needs a human.
A large share of tasks is exposed; the role will change a lot.
Timeline: AI-powered budgeting and debt calculators will handle routine self-service counseling by 2027; counselors who specialize in behavioral coaching and complex hardship cases will maintain strong demand.
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$78,420 median pay
Business & Finance
Business & Finance
$80,880 median pay
$80,880 median pay
$65,850 median pay
AI job-risk card
Credit Counselors is at risk on AIFear. A large share of tasks is exposed; the role will change a lot.
AIFear.com
Our AI Fear Score for Credit Counselors is 55/100 (At risk). A large share of tasks is exposed; the role will change a lot.
55 out of 100, based on an AI-model review of this occupation's O*NET tasks against what current AI can actually do.
Most exposed: Calculating available income and debt repayment timelines, Explaining standard credit regulations and consumer protection laws, Reviewing financial records and credit reports for assessment, Drafting initial debt management plan recommendations. Harder to automate: Building trust with financially distressed clients, Teaching financial literacy classes and workshops, Counseling clients through emotionally charged decisions, Creating personalized spending plans with clients.
Lean into Personal financial planning, AI-assisted debt analysis tools, Financial counseling and coaching, Consumer protection law knowledge. Consider roles such as Financial counseling program manager or Certified financial planner or Community development financial officer.
Tasks, skills and AI-exposure for this role were reviewed by an AI model against its O*NET task profile (curated roles use published research anchors). Pay and employment, where shown, are U.S. BLS OEWS (May 2024) figures. This is an estimate, not a prediction about any individual's job. Compare all occupations.